Washington, MIGA Expands Support for Bank Lending in Ukraine

Today MIGA published the following press release:

MIGA extended and increased its coverage of reserves held at Ukraine’s central bank, which will generate up to €396 million of additional lending in the war-torn nation

WASHINGTON, Feb. 05, 2026—The Multilateral Investment Guarantee Agency (MIGA), home of the World Bank Group Guarantee Platform, has extended and increased guarantees to free up capital linked to two banks’ mandatory reserves, enabling them to expand their operations in Ukraine and maintain continuity amid the ongoing war.
The guarantees cover reserves held at the Central Bank of Ukraine against the risk of expropriation. The first guarantee, to ProCredit Bank Ukraine, a part of ProCredit group based in Germany, increases MIGA’s coverage of the reserves from €41 million to €80 million and extends a prior guarantee for one year and one day.

(more…)

Frankfurt am Main, 9-month result 2025: ProCredit delivers strong and granular business growth; quarterly result impacted by one-time increase in loss allowance

  • Strong 10.2% loan growth (adjusted for foreign exchange effects); around 80% of this increase driven by granular, lower-volume client segments
  • Group result of EUR 58.2 million for 9M 2025 or 7.4% return on equity
  • Positive quarter-on-quarter operating income trend supported by net interest margin improvement
  • Loss allowance of EUR 16.6 million in Q3 relating largely to one-off reassessment of sub-portfolio in project finance
  • Updated FY 2025 guidance for return on equity of 7-8% and cost-income ratio of around 72%

(more…)

Frankfurt am Main, ProCredit in conversation – banking between returns, responsibility, and impact

Hubert Spechtenhauser, CEO of ProCredit Holding AG, recently made an appearance on the “MEHRWERT – Der GS&P Podcast”. In a conversation with GS&P portfolio manager Christoph Schlienkamp, he spoke about ProCredit’s business model, the geopolitical risks in the group’s target markets of South Eastern and Eastern Europe, and sustainability, a core element of the company’s strategy. Here is an excerpt from their conversation: (more…)

Frankfurt am Main, H1 2025: ProCredit firmly in execution phase of its growth and transformation strategy whilst delivering good financial results

  • Strong and well diversified loan growth of EUR 504 million or 7.2% across all client segments, adjusted for foreign exchange effects
  • Group result of EUR 47.0 million corresponds to return on equity of 9.0%
  • Cost-income ratio at 70.9%; cost increases due to strategic investments in growth catalysts largely absorbed
  • Low cost of risk at 1 basis point, reflecting strong portfolio quality amid challenging global macroeconomic environment
  • Common Equity Tier 1 (CET1) capital ratio on comfortable level of 13.1%
  • Management confirms 2025 outlook for loan growth, return on equity and CET1 capital ratio; cost-income ratio expected at around 70%

(more…)

Frankfurt am Main, German Federal Financial Supervisory Authority (BaFin) publishes increased own funds requirements for ProCredit Holding AG

  • Announcement by BaFin published today
  • Increased capital requirements by 0.75 percentage points as disclosed by ProCredit Holding on 6 March 2025

With today’s publication, the German Federal Financial Supervisory Authority (BaFin) disclosed increased capital requirements for ProCredit Holding, which were a result of a review of the group’s credit processes. The Company’s capital requirements were increased by 0.75 percentage points, in line with the announcement by ProCredit Holding on 6 March 2025.

(more…)