Corporate news

Frankfurt am Main, ProCredit Holding AG: General Meeting approves dividend payout of EUR 0.47 per share and elects new members to the Supervisory Board

ProCredit Holding AG, the parent company of ProCredit group, held its Annual General Meeting for 2026 in Frankfurt am Main today.

At the in-person meeting, 63.92% of the share capital was represented. The General Meeting approved all resolutions proposed for a vote.

In accordance with the proposal of the Administration, the Annual General Meeting approved to pay a dividend of EUR 0.47 per common share. In accordance with the Group’s dividend policy, which provides for the distribution of approximately one-third of consolidated net income, the total dividend for the 2025 fiscal year amounts to EUR 27.7 million.

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Frankfurt am Main, ProCredit Holding AG successfully completes EUR 150 million inaugural AT1 issuance

Today, ProCredit Holding AG successfully completed its inaugural issuance of Additional Tier 1 (AT1) capital instruments in the aggregate amount of EUR 150 million. The issuance optimises the capital structure of the ProCredit group and provides a firm foundation for the medium-term scaling of operations. With a broadly diversified order book, the issuance met strong investor demand and was more than three times oversubscribed.

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Frankfurt am Main, ProCredit group publishes Impact Report 2025 highlighting climate action, inclusion and sustainable growth

  • Tangible progress on climate action: green loan portfolio reached EUR 1.42 billion and rollout of the CO₂ Calculator completed across all countries
  • Continued commitment to inclusive finance and skill development through dedicated programmes for women in business and nearly 29,000 hours of client training
  • Strong growth in lending; ongoing digital transformation

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Frankfurt am Main, ProCredit delivers solid start to the year with accelerated growth and disciplined strategy execution 

ProCredit delivers solid start to the year with accelerated growth and disciplined strategy execution

  • Loans increase 2.6% in Q1; more than 80% of growth driven by higher-yielding, lower-volume client segments
  • Operating income grows by close to 5% year-on-year as balance sheet transformation progresses
  • Strong acceleration in client number growth; client base in micro expands by 10%
  • Group result of EUR 21.7 million or 8.0% RoE; cost-income ratio at 71.2%
  • Management Board proposes dividend of EUR 0.47 per share for upcoming Annual General Meeting 

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ProCredit group ends 2025 with strong loan growth and digital retail banking transformation in full momentum; financial results reflect strategic transition

  • Strong loan growth of 13.1% (adjusted for foreign exchange effects), of which around 80% was driven by higher-yielding, lower-volume client segments
  • Group result of EUR 83.5 million, corresponding to 7.8% return on equity (RoE) in line with updated FY 2025 guidance
  • Strategy execution advancing at strong pace, with key digital banking initiatives rolled out in 2025 and further launches scheduled for 2026
  • 2026 outlook broadly in line with 2025 results
  • Medium-term outlook confirmed, with RoE of around 13-14%
  • Management intends to propose dividend of EUR 0.47 per share for FY 2025 to the Annual General Meeting on 3 June 2026

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Frankfurt am Main, Eriola Bibolli to become Chair of the Management Board of ProCredit Holding AG

  • Eriola Bibolli will take office as planned on 1 March.
  • The current Chair, Hubert Spechtenhauser, is retiring.

Eriola Bibolli (51), Member of the Management Board of ProCredit Holding AG, will take over as Chair of the Management Board from Hubert Spechtenhauser (63) on 1 March 2026 as planned. Mr Spechtenhauser will retire at the end of February 2026. He has held the position of Chair of the Management Board of ProCredit Holding since 1 November 2022.

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Frankfurt am Main, 9-month result 2025: ProCredit delivers strong and granular business growth; quarterly result impacted by one-time increase in loss allowance

  • Strong 10.2% loan growth (adjusted for foreign exchange effects); around 80% of this increase driven by granular, lower-volume client segments
  • Group result of EUR 58.2 million for 9M 2025 or 7.4% return on equity
  • Positive quarter-on-quarter operating income trend supported by net interest margin improvement
  • Loss allowance of EUR 16.6 million in Q3 relating largely to one-off reassessment of sub-portfolio in project finance
  • Updated FY 2025 guidance for return on equity of 7-8% and cost-income ratio of around 72%

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Frankfurt am Main, H1 2025: ProCredit firmly in execution phase of its growth and transformation strategy whilst delivering good financial results

  • Strong and well diversified loan growth of EUR 504 million or 7.2% across all client segments, adjusted for foreign exchange effects
  • Group result of EUR 47.0 million corresponds to return on equity of 9.0%
  • Cost-income ratio at 70.9%; cost increases due to strategic investments in growth catalysts largely absorbed
  • Low cost of risk at 1 basis point, reflecting strong portfolio quality amid challenging global macroeconomic environment
  • Common Equity Tier 1 (CET1) capital ratio on comfortable level of 13.1%
  • Management confirms 2025 outlook for loan growth, return on equity and CET1 capital ratio; cost-income ratio expected at around 70%

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Frankfurt am Main, German Federal Financial Supervisory Authority (BaFin) publishes increased own funds requirements for ProCredit Holding AG

  • Announcement by BaFin published today
  • Increased capital requirements by 0.75 percentage points as disclosed by ProCredit Holding on 6 March 2025

With today’s publication, the German Federal Financial Supervisory Authority (BaFin) disclosed increased capital requirements for ProCredit Holding, which were a result of a review of the group’s credit processes. The Company’s capital requirements were increased by 0.75 percentage points, in line with the announcement by ProCredit Holding on 6 March 2025.

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