ProCredit institutions worldwide

Our development-oriented commercial banks specialised in working with small and medium-sized businesses are at the heart of the ProCredit group. All have full banking licences. The group also comprises a number of important support companies, including the parent company, ProCredit Holding; the ProCredit Academy; and Quipu, the group IT company. All companies are majority owned and in most cases solely owned by ProCredit Holding and all companies apply a consistent set of group standards. Financially, all group companies apply IFRS accounting standards and the group publishes consolidated financial statements on a quarterly basis.

 

 

ProCredit banks - A regional approach

All ProCredit banks (with the exception of ProCredit Bank Germany) pursue a broadly similar strategy and all are united behind the same mission statement which outlines their developmental and commercial objectives.

 

procredit macedonia

 

ProCredit has a focused regional approach which successfully allows us to make the most of the synergies between the different institutions in each region. For example, in each region we have regional IT service centres provided by Quipu. Furthermore, regional training centres have been established to support the training of staff. Training seminars and workshops are regularly organised at the regional level for all key business areas, and staff members participate in regular exchanges within each region to transfer technical skills and specialist knowledge.

Our mission statement sets the operational framework for all banks in the ProCredit group.

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Mission Statement

 

ProCredit Bank is a development-oriented commercial bank. We offer excellent customer service to small and medium enterprises and to private individuals who would like to save. In our operations, we adhere to a number of core principles: We value transparency in our communication with our customers, we do not promote consumer lending, we strive to minimise our ecological footprint, and we provide services which are based both on an understanding of each client’s situation and on sound financial analysis.

 

In our operations with business clients, we focus on small and medium-sized enterprises, as we are convinced that these businesses create jobs and make a vital contribution to the economies in which they operate. By offering simple and accessible deposit facilities and other banking services and by investing in financial education, we aim to promote a culture of saving and financial responsibility.

 

Our shareholders expect a sustainable return on investment over the long term, rather than being focused on short-term profit maximisation. We invest extensively in the training and development of our staff in order to create an open and efficient working atmosphere and to provide friendly and competent (customer) service for our clients. 

Read our mission statement