Responsible banking

ProCredit banks prioritise the needs of micro, small, and medium-sized enterprises by fostering transparent and inclusive financial services for companies in developing and transitioning economies. We select our clients in accordance with our corporate values and offer them modern, innovative banking services, aiming in parallel to deliver fair and transparent advice from our experts. Our primary focus is on South Eastern and Eastern Europe, promoting regional business cooperation. Additionally, we are committed to minimising our environmental impact, both in our financial services and in our operational practices.

Our principles are outlined in our Code of Conduct, which all ProCredit employees are obliged to follow. We avoid establishing business relationships with individuals or companies whose values conflict with ours but engage with those willing to transition to more responsible business practices.

Given the ProCredit group’s commitment to ethical business practices, as outlined in the Code of Conduct, the prevention of money laundering and other financial crimes is very important to us. We aim to prevent harmful financial transactions in all our business activities.

We adhere to international best banking practices and standards as well as EU and German banking supervision requirements. The group also participates in initiatives whose main mandate is sustainable development and follows relevant standards and principles. A list of these initiatives can be found in our annual sustainability reports and on our website.