Environmental approach

At ProCredit, sustainability is at the core of our business strategy. Environmental and social criteria are incorporated into specified elements of the group’s strategy, lending policies and environmental management system. The group seeks to reduce its direct and financed emissions and supports eligible investments under its green finance criteria. Targets, scope and progress are available in our Climate Transition Plan, Climate Action Strategy and our annual reports.

To continuously enhance our environmental performance, we are guided by key principles, including identifying the environmental aspects and impact of our business activities, using resources efficiently, raising awareness among our staff regarding environmental and social issues, encouraging our clients to invest in environmentally responsible ways, ensuring compliance with relevant legislation and international standards, collaborating with suppliers who align with our environmental and social standards, and actively engaging with them to improve their environmental and social impact.

We believe that economic growth can be achieved in a sustainable and responsible manner. That is why we engage with businesses that are open to sharing our vision of sustainable development.

To achieve this, we have designed and implemented an environmental management system (EMS), which not only aims to reduce the environmental footprint of both our internal operations and external activities, but also fosters investments and loans that contribute positively to the environment.

All ProCredit institutions actively monitor their energy and resource consumption to identify opportunities for reducing their environmental impact. This includes implementing measures to promote sustainability, such as clean energy, electromobility and certified efficient premises, among others.

In working with our clients, we prioritise financing projects that are assessed as environmentally and socially sound based on internally defined exclusion and technical criteria. We work with businesses that adhere to environmental regulations and safeguard the health, safety and well-being of their employees and communities. We also support clients in their efforts to become more sustainable by offering specialised green loans for investments in energy efficiency, renewable energy and environmental protection initiatives, as well as by accompanying clients on their decarbonisation path through our non-financial services.