Responsible banking for development

ProCredit banks aim to drive forward the creation of transparent, inclusive financial sectors in developing countries and transition economies. A functioning and fair financial system that enables micro, small and medium-sized businesses to invest and expand is important for economic and social development. That is why our business model is very lean and laser-focused on supporting the micro, small and medium clients that matter the most from a development point of view.

In our view, the word “development” means more than merely increasing a country’s gross domestic product (GDP) or raising efficiency and productivity. Development also has to do with the free development of individuals, the democratic organisation of societies, and the promotion of social justice. The way we operate as a group reflects this conviction: we carefully select the clients we want to work with and provide them with fair and transparent advice from well-trained staff. We aim to provide modern and innovative banking services to our business and private clients and we want to work with them long term. As their “Hausbank” with a strong regional focus on South Eastern and Eastern Europe, we support business cooperation in the region by bringing our clients together.

As detailed in our annual reports, our practices target the reduction of negative environmental impacts and necessitate doing business in an ethical manner, in line with our corporate values – not only in connection with our lending operations or the provision of financial services to our clients, but also in our own day-to-day operations as institutions.