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Disclaimer

The following information, in particular, is not an offer of securities in the United States of America by ProCredit Holding AG or any of its affiliates. Securities must not be offered or sold in the United States of America absent registration under the U.S. Securities Act of 1933 or an exemption from registration. Neither ProCredit Holding AG nor any of its affiliates intend to register any offering of securities in the United States of America or – as a matter of principle – any offer.

THE FOLLOWING INFORMATION IS NOT DIRECTED AT AND MAY NOT BE VIEWED BY OR DISTRIBUTED TO ANY PERSON RESIDENT IN THE UNITED STATES OF AMERICA.

By accessing the following information, you confirm that you are not a resident of the United States of America and that you will not distribute any of the information and documents contained thereon to any person resident in the United States of America. You further acknowledge that, in particular, the following information neither constitutes an offer nor an invitation nor a recommendation to subscribe to or to purchase, to hold or sell securities.

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