Responsible banking

ProCredit banks prioritise the needs of micro, small, and medium-sized enterprises by fostering transparent and inclusive financial services for companies in developing and transitioning economies. We select our clients in accordance with our ethical principles and offer them modern, innovative banking services along with fair and transparent advice from our well-trained staff. Our primary focus is on South Eastern and Eastern Europe, promoting regional business cooperation. Additionally, we are committed to minimising our environmental impact, both in our financial services as well as in our operational practices.

Our ethical responsibilities are outlined in our Code of Conduct, which all ProCredit bank employees are obliged to follow. We avoid establishing business relationships with individuals or companies whose values conflict with ours and engage with those willing to transition to more responsible business practices.

Given the ProCredit group’s commitment to ethical business practices, the prevention of money laundering and other financial crimes is very important to us. We take our duty to prevent harmful financial transactions in all our business activities very seriously.
We adhere to international best banking practices and standards as well as EU and German banking supervision requirements. Additionally, we are members of several international alliances and voluntarily follow the standards and principles that enhance our sustainability actions.