Frankfurt am Main, Beyond the heatwave: Why climate resilience is becoming good banking

By Katarina Groeger

Europe’s first heatwave of 2026 was more than a weather event. For many people, it has been a personal experience of unusually high temperatures, disrupted daily routines and growing concern about what the future may bring. For businesses and financial institutions, it is also a powerful reminder that climate-related physical risks are no longer a distant possibility – they are already affecting economies, operations and investment decisions. (more…)

Frankfurt am Main, ProCredit Holding AG: General Meeting approves dividend payout of EUR 0.47 per share and elects new members to the Supervisory Board

ProCredit Holding AG, the parent company of ProCredit group, held its Annual General Meeting for 2026 in Frankfurt am Main today.

At the in-person meeting, 63.92% of the share capital was represented. The General Meeting approved all resolutions proposed for a vote.

In accordance with the proposal of the Administration, the Annual General Meeting approved to pay a dividend of EUR 0.47 per common share. In accordance with the Group’s dividend policy, which provides for the distribution of approximately one-third of consolidated net income, the total dividend for the 2025 fiscal year amounts to EUR 27.7 million.

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Frankfurt am Main, ProCredit Holding AG successfully completes EUR 150 million inaugural AT1 issuance

Today, ProCredit Holding AG successfully completed its inaugural issuance of Additional Tier 1 (AT1) capital instruments in the aggregate amount of EUR 150 million. The issuance optimises the capital structure of the ProCredit group and provides a firm foundation for the medium-term scaling of operations. With a broadly diversified order book, the issuance met strong investor demand and was more than three times oversubscribed.

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Frankfurt am Main, ProCredit group publishes Impact Report 2025 highlighting climate action, inclusion and sustainable growth

  • Tangible progress on climate action: green loan portfolio reached EUR 1.42 billion and rollout of the CO₂ Calculator completed across all countries
  • Continued commitment to inclusive finance and skill development through dedicated programmes for women in business and nearly 29,000 hours of client training
  • Strong growth in lending; ongoing digital transformation

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Frankfurt am Main, ProCredit delivers solid start to the year with accelerated growth and disciplined strategy execution 

  • Loans increase 2.6% in Q1; more than 80% of growth driven by higher-yielding, lower-volume client segments
  • Operating income grows by close to 5% year-on-year as balance sheet transformation progresses
  • Strong acceleration in client number growth; client base in micro expands by 10%
  • Group result of EUR 21.7 million or 8.0% RoE; cost-income ratio at 71.2%
  • Management Board proposes dividend of EUR 0.47 per share for upcoming Annual General Meeting 

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ProCredit group ends 2025 with strong loan growth and digital retail banking transformation in full momentum; financial results reflect strategic transition

  • Strong loan growth of 13.1% (adjusted for foreign exchange effects), of which around 80% was driven by higher-yielding, lower-volume client segments
  • Group result of EUR 83.5 million, corresponding to 7.8% return on equity (RoE) in line with updated FY 2025 guidance
  • Strategy execution advancing at strong pace, with key digital banking initiatives rolled out in 2025 and further launches scheduled for 2026
  • 2026 outlook broadly in line with 2025 results
  • Medium-term outlook confirmed, with RoE of around 13-14%
  • Management intends to propose dividend of EUR 0.47 per share for FY 2025 to the Annual General Meeting on 3 June 2026

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Frankfurt am Main, Eriola Bibolli to become Chair of the Management Board of ProCredit Holding AG

  • Eriola Bibolli will take office as planned on 1 March.
  • The current Chair, Hubert Spechtenhauser, is retiring.

Eriola Bibolli (51), Member of the Management Board of ProCredit Holding AG, will take over as Chair of the Management Board from Hubert Spechtenhauser (63) on 1 March 2026 as planned. Mr Spechtenhauser will retire at the end of February 2026. He has held the position of Chair of the Management Board of ProCredit Holding since 1 November 2022.

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Washington, MIGA Expands Support for Bank Lending in Ukraine

Today MIGA published the following press release:

MIGA extended and increased its coverage of reserves held at Ukraine’s central bank, which will generate up to €396 million of additional lending in the war-torn nation

WASHINGTON, Feb. 05, 2026—The Multilateral Investment Guarantee Agency (MIGA), home of the World Bank Group Guarantee Platform, has extended and increased guarantees to free up capital linked to two banks’ mandatory reserves, enabling them to expand their operations in Ukraine and maintain continuity amid the ongoing war.
The guarantees cover reserves held at the Central Bank of Ukraine against the risk of expropriation. The first guarantee, to ProCredit Bank Ukraine, a part of ProCredit group based in Germany, increases MIGA’s coverage of the reserves from €41 million to €80 million and extends a prior guarantee for one year and one day.

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