Obituary – Dr Claus-Peter Zeitinger
By the ProCredit Group (more…)
ProCredit Holding AG: Change in the composition of the Management Board at year-end
- Dr Gian Marco Felice to depart from the Management Board of ProCredit Holding by mutual agreement at the end of 2025 in order to take the next step in his professional journey
- Duties will be distributed among the other Management Board members
9-month result 2025: ProCredit delivers strong and granular business growth; quarterly result impacted by one-time increase in loss allowance
- Strong 10.2% loan growth (adjusted for foreign exchange effects); around 80% of this increase driven by granular, lower-volume client segments
- Group result of EUR 58.2 million for 9M 2025 or 7.4% return on equity
- Positive quarter-on-quarter operating income trend supported by net interest margin improvement
- Loss allowance of EUR 16.6 million in Q3 relating largely to one-off reassessment of sub-portfolio in project finance
- Updated FY 2025 guidance for return on equity of 7-8% and cost-income ratio of around 72%
ProCredit in conversation – banking between returns, responsibility, and impact
Hubert Spechtenhauser, CEO of ProCredit Holding AG, recently made an appearance on the “MEHRWERT – Der GS&P Podcast”. In a conversation with GS&P portfolio manager Christoph Schlienkamp, he spoke about ProCredit’s business model, the geopolitical risks in the group’s target markets of South Eastern and Eastern Europe, and sustainability, a core element of the company’s strategy. Here is an excerpt from their conversation: (more…)
H1 2025: ProCredit firmly in execution phase of its growth and transformation strategy whilst delivering good financial results
- Strong and well diversified loan growth of EUR 504 million or 7.2% across all client segments, adjusted for foreign exchange effects
- Group result of EUR 47.0 million corresponds to return on equity of 9.0%
- Cost-income ratio at 70.9%; cost increases due to strategic investments in growth catalysts largely absorbed
- Low cost of risk at 1 basis point, reflecting strong portfolio quality amid challenging global macroeconomic environment
- Common Equity Tier 1 (CET1) capital ratio on comfortable level of 13.1%
- Management confirms 2025 outlook for loan growth, return on equity and CET1 capital ratio; cost-income ratio expected at around 70%
Interview: Oleksandr Povshednyi on how Ukrainian businesses have adapted to new wartime realities
We are pleased to share with you an interview with Oleksandr Povshednyi, CEO of the Management Board at ProCredit Bank Ukraine, originally published in Business Ukraine magazine¹. The interview provides a comprehensive perspective on Ukraine’s current economic situation and the increasing investment interest among Ukrainian companies. (more…)
German Federal Financial Supervisory Authority (BaFin) publishes increased own funds requirements for ProCredit Holding AG
- Announcement by BaFin published today
- Increased capital requirements by 0.75 percentage points as disclosed by ProCredit Holding on 6 March 2025
With today’s publication, the German Federal Financial Supervisory Authority (BaFin) disclosed increased capital requirements for ProCredit Holding, which were a result of a review of the group’s credit processes. The Company’s capital requirements were increased by 0.75 percentage points, in line with the announcement by ProCredit Holding on 6 March 2025.
ProCredit Holding AG: General Meeting approves dividend payout of EUR 0.59 per share following successful 2024 financial year
ProCredit Holding AG, the parent company of the German impact banking group ProCredit, which operates primarily in South Eastern and Eastern Europe, today held its Annual General Meeting for 2025 in Frankfurt am Main. As in the previous year, the meeting was held as an in-person event.
Impact Report 2024: ProCredit group continues to pursue responsible approach to growth
- Impact Report package for last business year published today
- Progress in net zero strategy: validation of short-term decarbonisation targets by Science Based Targets initiative (SBTi) following the Group Climate Transition Plan
- CO2 Calculator launched to support micro, small and medium-sized enterprises (MSMEs) clients in measuring their carbon emissions and setting decarbonisation targets
- Green Tier 2 bond with placement volume of EUR 125 million successfully issued in 2024
- First Diversity, Equity and Inclusion Strategy implemented