Corporate news

Frankfurt am Main, German Federal Financial Supervisory Authority (BaFin) publishes increased own funds requirements for ProCredit Holding AG

  • Announcement by BaFin published today
  • Increased capital requirements by 0.75 percentage points as disclosed by ProCredit Holding on 6 March 2025

With today’s publication, the German Federal Financial Supervisory Authority (BaFin) disclosed increased capital requirements for ProCredit Holding, which were a result of a review of the group’s credit processes. The Company’s capital requirements were increased by 0.75 percentage points, in line with the announcement by ProCredit Holding on 6 March 2025.

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Frankfurt am Main, Impact Report 2024: ProCredit group continues to pursue responsible approach to growth

  • Impact Report package for last business year published today
  • Progress in net zero strategy: validation of short-term decarbonisation targets by Science Based Targets initiative (SBTi) following the Group Climate Transition Plan
  • CO2 Calculator launched to support micro, small and medium-sized enterprises (MSMEs) clients in measuring their carbon emissions and setting decarbonisation targets
  • Green Tier 2 bond with placement volume of EUR 125 million successfully issued in 2024
  • First Diversity, Equity and Inclusion Strategy implemented

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Frankfurt am Main, ProCredit in Q1 advances on its growth and transformation strategy with good financial result

  • Loan growth of EUR 174 million or 2.5%; good growth in all client segments and across South Eastern and Eastern Europe
  • Group result of EUR 25.2 million corresponds to RoE of 9.5%
  • Cost-income ratio at 70.8%; strategic investments in growth catalysts begin to level out
  • Management Board proposes to AGM a dividend of EUR 0.59 per share for FY 2024
  • ProCredit Holding promoted to German small cap index SDAX

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Frankfurt am Main, ProCredit Holding promoted to German small cap index SDAX

  • ProCredit share to be included in the selection index for German small caps (SDAX), effective as of 9 May 2025
  • Based on free-float market capitalisation, ProCredit Holding lists as one of the largest 160 publicly listed companies in Germany
  • ProCredit Holding achieves significant strategic milestone, with potential for further enhanced share attractiveness

ProCredit Holding AG (WKN: 622340, ISIN: DE0006223407), the parent company of the German impact banking group ProCredit, which is mainly active in South Eastern and Eastern Europe, will join the SDAX. This decision was announced yesterday by STOXX Ltd. ProCredit Holding ranks among the largest 160 publicly listed companies in Germany, based on free-float market capitalisation.

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Frankfurt am Main, ProCredit sets the course for a leadership transition early on

  • Eriola Bibolli is appointed the future Chairperson of the Management Board
  • She is to assume the role as of 1 March 2026 from Hubert Spechtenhauser, after the regular end of his contract
  • Hubert Spechtenhauser is to remain committed to the ProCredit group as a Supervisory Board member of the ProCredit banks after stepping down as Chairperson of the Management Board at the end of February 2026

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Frankfurt am Main, ProCredit group in 2024 with record business growth and good financial performance

  • Loan growth of EUR 784 million the strongest in the group’s history; deposits grow by a record EUR 1.0 billion
  • Group delivers on strategic priorities: loan growth primarily in lower-volume segments; strong growth of smaller banks; granular deposit growth from private clients
  • Group result of EUR 104.3 million corresponds to RoE of 10.2%
  • Strategic growth investments driving temporarily higher cost-income ratio of 68.1%
  • Outlook for RoE in 2025 of around 10%; medium-term guidance with RoE of around 13-14% confirmed amid good progress in the group’s scaling strategy
  • ProCredit Holding increases capital at ProCredit Bank Ukraine by EUR 20 million, with new investment insured under umbrella of German investment guarantee scheme, strengthening positioning for any upside scenario in the country
  • Management Board intends to propose dividend of EUR 0.59 per share (1/3 of consolidated result) for FY 2024

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Frankfurt am Main, ProCredit 9M result: strong loan portfolio growth in line with group ambitions for increased scale

  • Loan portfolio grows by a strong 9.0%, with smaller-volume segments of private, micro and small business clients as the main driver
  • Deposits grow by 7.8% and the number of clients by 7.4%, underlining good progress in the group’s growth trajectory
  • 9M profit of EUR 84.8 million corresponds to a return on equity of 11.3%
  • Good level of profitability as +9.8% increase in operating income and low cost of risk of 8 bps balance strong investments; increased cost-income ratio
  • Updated FY 2024 guidance on selected metrics: loan growth, cost-income ratio and return on equity
  • 1/3 of year-end result earmarked for dividend payout in 2025

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Frankfurt am Main, ProCredit H1 result marked by strong loan growth and good profitability

  • Loan portfolio grows by 6.9%, with relevant contribution from all segments
  • Deposits grow by 4.1%; private clients as main driver
  • Number of customers increases by 5.0%, demonstrating good progress in group’s growth trajectory
  • Strong business growth based on foundations laid in recent years
  • Good profitability with return on equity of 11.6%
  • Financial result of EUR 57.6 million on the back of +14.6% increased operating income and low cost of risk of 18 bps
  • 1/3 of half-year result (approx. EUR 0.33 per share) accrued for next year dividend purposes and reflected in comfortable CET1 ratio of 14.3%

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